Choose this free checking account that pays cash back on debit card purchases — plus refunds on ATM withdrawal fees.
- Free checking that pays you back
- Get 4.00% cash back on debit card purchases1
- Cash back earned on as much as $200 in purchases monthly1
- Earn as much as $96 cash back per year, $8 per month1
- Refunds on ATM withdrawal fees, nationwide (up to $12 monthly)3
- Link to free Kasasa Saver® to build savings automatically3
- No monthly maintenance fee
- No minimum balance to earn rewards
- $0 minimum deposit to open
- Free checks – First set is free4
- Loan discount – 0.25% off new term loans5
- Additional rewards with VantagePoints – earn rewards points on your debit card purchases too!
Open an Account and Start Earning Kasasa Rewards!
Not a Member yet? Become a member and open your account.
Already a Member?
Open a New Kasasa Checking Account. Log into Mobile or Online Banking and open your account.
Convert your existing UECU Checking Account to a Kasasa Account. To get started, log into your account and send a secure message. Select the topic for Convert Checking Account, and let us know which Kasasa Checking Account you prefer.
Qualifications to earn cash back
Paperless statements turned on and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases6
- At least 1 direct deposit or ACH payment transaction(s)
- Go paperless and opt out of paper statements. Log into Mobile or Online banking and check the box for paperless Member Account Statements.
And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.
Have Questions? Need Help? Call 800.288.6423 or chat with us online.
1 For a Kasasa Cash Back account, you will receive 4.00% cash back on up to a total of $200.00 on debit card purchases that post and settle to the account during the Monthly Qualification Cycle. Transaction restrictions may apply. A maximum of $8.00 in cash back payments may be earned per Monthly Qualification Cycle. When your qualifications are not met, cash back payments are not made. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Limit of one Kasasa Checking account per membership account. Rewards less than a penny cannot be distributed. Contact UECU at 800.288.6423 for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
2 You will receive a refund up to an aggregate total of $12.00 for nationwide ATM fee refunds incurred within your Kasasa Cash Back account when the account qualifications are met during a Monthly Qualification Cycle. If qualifications are not met, ATM fee refunds are not refunded.
3 A Kasasa Cash Back account is required to have a Kasasa Saver account. If your Kasasa Cash Back account is linked to a Kasasa Saver account, and your monthly qualifications are met, the cash back payments and ATM fee refunds earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle. Please see uecu.org/kasasasaver for additional terms, conditions, and benefits of a Kasasa Saver account.
4 First free set is limited to one style.
5 An active checking account with at least one transaction per month may provide a rate reduction of .25% on select loan types. Exclusions apply, not all loan types are eligible for the .25% rate reduction, see credit union for details.
6 Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.