Savings Options
0.80% APY* UECU Share Savings Account
UECU’s Share Savings Account is the foundation for membership and a great savings tool! Open one today and begin enjoying the advantages of membership!
- Saving money has never been easier with a low minimum balance of $5.00. Earn a high yield dividend.
- Convenient access to your money anytime day or night through Advantages Online™
Convenient payroll deduction into your account means you won’t miss the money and you’ll be surprised when you see how much you have saved!
Not a UECU Member Yet? Join Today!
To Get Started, Call 800.288.6423 or Join Online.
Join Today Learn More
Forms and Disclosures
*APY=Annual Percentage Yield.
Not sure what kind of savings account is best for you?
0.80% APY** Health Savings Account
With the rising cost of health care and many companies offering high deductible health care plans, UECU’s HSA helps you defray the cost of health care expenses. Our HSA earns a great high-yield dividend while helping you manage your health care.
- Make medical purchases with the free HSA Visa Debit Card everywhere Visa is accepted - and earn VantagePoints™ rewards on your signature-based, point of sale card purchases
- With UECU’s HSA you don’t have to worry about moving the account if you switch jobs
Contributions are tax-deductible, earnings are tax-deferred, and qualified distributions are tax-free and penalty-free
Have Questions? Need Help Getting Started? Call 800.288.6423.
To open an HSA, complete the application and return it to UECU.
HSA Application Learn More
Forms and Disclosures
**APY=Annual Percentage Yield.
Health savings accounts help meets today’s needs and in retirement. Get ready for retirement today.
0.80% APY* UECU Special Goal Savings Account
Our Special Savings Accounts are the perfect solution for budgeting your finances. Tailor your account titles to help you realize your savings goals.
- Easy and convenient way of setting aside funds for taxes, car insurance, etc.
- No minimum balance helps you avoid fees and earn a great rate on your funds no matter how much you deposit
- Convenient access to your funds anytime, anywhere day or night through Advantages Online™
- Convenience of payroll deduction, you won’t miss the money going into your account and you’ll be surprised when you see how much you have saved
Ready to Get Started?
Call 800.288.6423 or Open Your Account with Advantages Online™.
Open Account Learn More
Forms and Disclosures
*APY=Annual Percentage Yield.
Do you have an emergency savings account? It’s just one of many great ways to put a special savings account to work for you.
Earn Up To 1.75% APY*
This higher dividend-earning account is an ideal alternative to certificates, allowing you to earn a great rate of return plus your money is available to you at any time.
- Convenient access to your funds anytime, anywhere day or night through Advantages Online™
- Use your Quick Cash Card at any ATM you want and we won’t charge you, in fact we will rebate up to $8.00 a month when the others do!
- Convenience of payroll deduction, you won’t miss the money going into your account and you’ll be surprised when you see how much you have saved
Ready to Get Started?
Call 800.288.6423 or Open Your Account with Advantages Online™.
Open Account Learn More
Forms and Disclosures
*APY=Annual Percentage Yield.
Higher rates on money market accounts make saving more rewarding. Not sure it’s the best option for you?
- Competitive Rate – 2.60% APY* on regular and IRA CDs
- Guaranteed Return – Rate is locked in for 20 months
- Flexibility - Invest as little as $500
- NCUA Insurance – Funds are insured
- Interest Payments – Can be reinvested in the CD or deposited in your UECU deposit (savings) account
- Savings Calculator - Calculate your savings below
Ready to Get Started? Call 800.288.6423.
Learn More
Forms and Disclosures
*Dividend rate and Annual Percentage Yield (APY) are stated as of 4/15/2019. $500 minimum deposit required to open account. You may not make additional deposits after the account is opened. APY assumes principal and dividends remain on deposit until maturity. A penalty is imposed for partial or full withdrawals prior to maturity. Fees could reduce earnings on the account. Certificate renews automatically. 20 month certificate renews automatically for 18 months. APY is subject to change and may be withdrawn without notice.
Higher rates on certificates of deposit are enticing, and can be part of a great savings plan. Is it the right option for you?
Dream big and save big with an IRA (Individual Retirement Account) from UECU. Our IRAs offer above average dividend yields to help you make the most of your heard-earned money!
- Enjoy peace of mind knowing your funds are protected from market swings that affect other accounts
- Don’t worry if you switch jobs – you can make contributions to your IRA from your new job
- Set up payroll deduction to make saving easy
- Choose from a variety of savings options – check out our IRA E-brochures for details and benefits. Click on Learn More below.
Ready to Get Started? Need Help? Have Questions?
Call our IRA Specialist, Jolynn Stuebner at 800.288.6423, ext. 4053 or contact her via email at jstuebner@UECU.org
Learn More
Forms and Disclosures
Saving for retirement with an IRA is a great idea. Not sure if it’s the best retirement savings choice for you?
Worried about the high cost of education in the future? A Coverdell Education Savings Account is a great way to start saving for your child’s educational future.
- Peace of mind knowing that your funds are protected from the market swings that affect other accounts
- No need to worry if you switch jobs you can make contributions to your Coverdell Savings from your new job
Convenient payroll deduction into your account means you won’t miss the money and you’ll be surprised when you see how much you have saved!
Ready to Get Started? Need Help? Have Questions?
Call our IRA Specialist, Jolynn Stuebner at 800.288.6423, ext. 4053 or contact her via email at jstuebner@UECU.org
Forms and Disclosures
Not sure what options are available to best save for higher education costs?
Checking Options
Are you looking for a hassle-free checking account with no minimum balance requirements? UECU’s Rewards Checking Account makes managing your finances simple – avoid monthly service fees, earn reward points on your daily purchases, and enjoy the convenience of anytime banking.
Ready to Get Started?
Call 800.288.6423 or Open Your Account with Advantages Online™.
Open Account Learn More
Forms and Disclosures
Checking accounts make life easier. At UECU, you also earn rewards! Using them responsibly saves you money too.
Earn Up To 1.50% APY*
Are you looking for an interest-bearing account with extra perks? UECU’s Rewards Checking PLUS Account will help you save money, earn rewards, and conveniently manage your finances anytime, anywhere. Plus, you’ll receive special benefits like Fee Forgiveness and higher ATM surcharge rebates.
Ready to Get Started?
Call 800.288.6423 or Open Your Account with Advantages Online™.
Open Account Learn More
Forms and Disclosures
*APY=Annual Percentage Yield.
Checking accounts make life easier. At UECU, you also earn rewards! Using them responsibly saves you money too.
This is the perfect account to help you rebuild a solid checking history! UECU’s Advantages Green Light Checking™ is an account without outrageous fees or high balance requirements. With this account, you’ll enjoy the functionality of a standard checking while building a stable future.
- Use your Quick Cash Card at any ATM and we won’t charge you and when others do we will rebate up to $8 per month in ATM surcharge rebates
- Free REACH™ credit counseling to help you build better credit
- UECU acknowledges your hard work in re-establishing yourself, so after six months of good standing you may be able to upgrade to one of our Rewards checking accounts
Ready to Get Started?
Call 800.288.6423 or Open Your Account with Advantages Online™.
Open Account Learn More
Forms and Disclosures
Checking accounts make life easier. Using them responsibly saves you money too.
Federally Insured by NCUA
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