FRAUD ALERT: UECU will never make unsolicited calls asking you for private information such as your SSN, driver’s license number, online user name or password, your debit/credit card expiration date, CVV or PIN. PROTECT YOURSELF: Do not give out private information to random unsolicited callers.
WHAT DOES UTILITIES EMPLOYEES CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and Income
Account Balance and Payment History
Transaction History and Employment Information
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Utilities Employees Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does UECU share?
Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes— to offer our products and services to you
For joint markting with other financial companies
For our affiliates’ everyday business purposes— information about your transactions and experiences
We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness
How does Utilities Employees Credit Union protect my personal information?
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to your personal information to those employees who need to know that information to provide products and services to you.
How does Utilities Employees Credit Union collect my personal information?
We collect your personal information, for example, when you
open an account or apply for a loan
pay your bills or use your debit or credit card
make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, employers, other financial institutions or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes — information about your creditworthiness
affiliates from using your information to market to you>
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Utilities Employees Credit Union does not share with our affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Utilities Employees Credit Union does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include companies that offer products
and services such as payment processing, loan application
processing, bill payment, check printing, overdraft protection,
rewards, real estate loans, debit/credit cards, insurance,
investments and 24 hour banking services.