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Rates as low as 1.74% APR1 on new and used vehicles.

NEW! UECU Membership Now Open to Pennsylvania Residents Through PACC!

Shop with UECU’s Car Buying Service, powered by TrueCar, and Save!
With TrueCar®’s TruePrice, consumers save an average of $1,8242 on vehicles purchased using TrueCar. Over 16,000 dealers (20% of all national franchised dealers) compete for your business, offering you optimal pricing opportunities for new or used vehicles.

Introducing Buy from Home with Home Delivery

Purchase and receive your next vehicle without ever leaving the comfort of your home. 

  • Vehicle delivery
  • Complete in-home paperwork online
  • Enhanced sanitization and safety precautions

Shop TrueCar! Look for the Buy From Home badge.

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Refinance Your Current Auto Loan and Save!

With rates as low as 1.99% APR3, you can save on interest and potentially lower your monthly payment. To find out which refinance option might be right for you, contact a Financial Services Consultant at 800.288.6423.


Have questions? Need help? Call 800.288.6423

1 APR=Annual Percentage Rate. UECU’s lowest auto loan rate of 1.74% APR is based upon an evaluation of credit-worthiness criteria, maintaining an active Rewards Checking or Rewards Checking PLUS account (at least one transaction per month), and purchasing a vehicle through a Certified TrueCar Dealer. Rate quoted for a 36-month term; your actual rate may differ. Limited time offer. Offer is subject to change without notice. Rate quoted is for new loans only; refinancing of existing UECU auto loans are not eligible. Certain auto model year and term restrictions apply. Look for the Buy From Home badge when choosing dealerships to connect with at uecu.truecar.com. TrueCar discount valid through 6/30/2022.

2 Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $1,824. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

3 APR=Annual Percentage Rate. UECU’s lowest auto loan rate of 1.99% APR is based upon an evaluation of credit-worthiness criteria and maintaining an active Rewards Checking or Rewards Checking PLUS account (at least one transaction per month). Rate quoted for a 36-month term, your actual rate may differ. Longer terms available. Limited time offer. Offer subject to change without notice.