Membership is now open to all PA residents!Join UECU

Membership is FREE! CLICK HERE to join UECU.

Certificates of Deposit (CDs) and
Individual Retirement Account (IRA) CDs

Call 800.288.6423 to Get Started!

CD Term$500 to $9,999.99
APY1
$10,000 to $74,999.99
APY1
$75,000 and over
APY1
6 Months 0.40% 0.50% 0.60%
12 Months 0.45% 0.55% 0.65%
18 Months 0.50% 0.60% 0.70%
24 Months 0.55% 0.65% 0.75%
36 Months 0.65% 0.75% 0.85%
48 Months 0.75% 0.85% 0.95%
60 Months 0.85% 0.95% 1.05%

1 APY=Annual Percentage Yield. Rates are effective as of 12/1/2021. All rates are subject to change at any time without notice. Fees may decrease earnings on deposit, see Fee Schedule for details. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance of $500 is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.