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Utilities Employees Credit Union is ranked in the top 200 healthiest credit unions in the United States

(As Published In:, 2021) has ranked UECU as one of the healthiest credit unions in America from 2019 to 2021. Out of 5,099 credit unions in the country, UECU is ranked in the top 200. In the state of Pennsylvania, UECU is #2 on the list of healthy credit unions. evaluates the financial health of over 12,000 banks and credit unions in the United States once per quarter and has been tracking healthy institutions since 2010. To determine bank ranking and recognition, grades each institution on a number of factors, including the institution’s Texas Ratio, deposit growth, and capitalization. To learn more, visit

5-Star Rated by BauerFinancial, Inc.

For 30 years, Utilities Employees Credit Union has consistently received the 5-Star “Superior” Rating from BauerFinancial, Inc., an independent firm that analyzes banks and credit unions. To achieve this status, every quarter in which it has been ranked, Utilities Employees Credit Union has been assessed as having the highest ranking level in capital adequacy, asset quality and stability.

BauerFinancial, Inc. recommends those credit unions rated either 5-Star or 4-Star on a zero-to-five-star scale. These credit unions are deemed safe, financially sound credit unions that are operating well above their regulatory requirements. Bauer classifies each ranked U.S. credit union through a complex formula based on factors including capital, historical performance trends, loan delinquencies and charge-offs, investment portfolio quality, capital reserves, regulatory compliance, and total asset quality. The BauerFinancial, Inc. Star Ratings Scale uses five levels for credit union ranking: Superior (5 Stars), Excellent, Adequate, Problematic, and Troubled (1 Star). Information about Bauer Financial and its standards for evaluating financial institutions is available on their website at


Utilities Employees Credit Union holds a Superior Rating from IDC Financial Publishing, Inc., an independent firm that provides key performance measurement data for government-reporting financial institutions across the country. IDC Financial Publishing, Inc. calculates a one-number quality rank for each institution along with over 35 key financial ratios. There are six categories: Superior (200-300), Excellent (165-199), Average (125-164), Below Average (75-124), and Lowest Ratios (2-74) and Rank One. The analysis is based on the financial information each institution reports to the Federal Government.

Credit unions rated Superior are classified as the best in all measures. On average, they have the strongest capital ratios, the best asset quality, and are the most profitable. Many of these institutions demonstrate an ability to generate a core return on net worth (ROE) above cost of net worth (COE). For more information about IDC Financial Publishing, Inc. please visit their website at


News Releases and Announcements

A Message from Our President

October, 2021

We’re here for you

In the wake of a devastating hurricane season, I’d like to thank all of the first responders, utility workers, and linemen who traveled to areas in the Northeast, Mississippi, and Louisiana to help the communities that Hurricanes Henri and Ida impacted. I so admire your hard work and dedication to helping those in need when disaster strikes. Please know we’re here for you, your family, and your crew. If you are out on storm duty and need food or essential items delivered, please reach out to us. We are only a phone call away.

If you live in a part of the country that was hit by tropical storms and hurricanes and you sustained damage to your home or property, we can help you rebuild and replace what was lost. We’re offering discounted loan rates on auto loans, home equity loans, and personal loans. You can easily apply for a Natural Disaster Loan on our website or by reaching out to one of our dedicated Financial Services Consultants.


I’d like to extend a warm welcome to UECU’s two newly-elected Board Members, Jaquana Miles and David Okuwobi. They bring with them diverse and extensive experience in various industries and disciplines. Jaquana and David also advocate the credit union philosophy of People Helping People and share in UECU’s vision – “By placing our members first, we will be their first choice, trusted partner, and key to their financial success.”

Jaquana Miles is a strategic leader whose experience spans multiple industries and various disciplines. Driven by the need to achieve results with excellence, she takes pride in providing the most efficient and effective outcomes for her organizations. Currently, as a Category Manager for Duke Energy, she leads strategic initiatives to transform Supply Chain processes and to create operational value. Jaquana’s two-fold career began with a focus on IT, where she led national and international assignments to enable acquisition and operational efforts of Procter & Gamble. A native of Cleveland, Ohio, Jaquana earned a Master of Business Administration from Carnegie Mellon University in Operations Management and a Bachelor of Business Administration in Information Technology from the University of Cincinnati.

David Okuwobi brings with him a wealth of knowledge in the financial and energy industries. David is currently a Manager in Business Development at AES Clean Energy, where he specializes in Origination and M&A opportunities. Before joining AES, he worked at NextEra Energy in their Distributed Generation M&A group, where he focused on asset acquisitions (solar, solar + storage) across the United States. David’s background combines business development, investment, and finance experience gained at industry leaders such as Credit Suisse, BNY Mellon, and JP Morgan. David holds an MBA from Duke University, The Fuqua School of Business, and a Bachelors in Finance from Morgan State University.


Bret Krevolin

Fee Schedule

Click below to view the Fee Schedule effective August 1, 2021.


Annual Reports

2020 Annual Report
2019 Annual Report
2018 Annual Report
2017 Annual Report