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Utilities Employees Credit Union is ranked in the top 200 healthiest credit unions in the United States

(As Published In:, 2021) has ranked UECU as one of the healthiest credit unions in America from 2019 to 2021. Out of 5,099 credit unions in the country, UECU is ranked in the top 200. In the state of Pennsylvania, UECU is #2 on the list of healthy credit unions. evaluates the financial health of over 12,000 banks and credit unions in the United States once per quarter and has been tracking healthy institutions since 2010. To determine bank ranking and recognition, grades each institution on a number of factors, including the institution’s Texas Ratio, deposit growth, and capitalization.

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Utilities Employees Credit Union has been recognized as a 5-Star “Best of Bauer Credit Union” for 32 consecutive years

For 32 years, Utilities Employees Credit Union has consistently received the 5-Star “Superior” Rating from BauerFinancial, Inc., an independent firm that analyzes banks and credit unions. To achieve this status, every quarter in which it has been ranked, Utilities Employees Credit Union has been assessed as having the highest ranking level in capital adequacy, asset quality and stability.

BauerFinancial, Inc. recommends those credit unions rated either 5-Star or 4-Star on a zero-to-five-star scale. These credit unions are deemed safe, financially sound credit unions that are operating well above their regulatory requirements. Bauer classifies each ranked U.S. credit union through a complex formula based on factors including capital, historical performance trends, loan delinquencies and charge-offs, investment portfolio quality, capital reserves, regulatory compliance, and total asset quality. The BauerFinancial, Inc. Star Ratings Scale uses five levels for credit union ranking: Superior (5 Stars), Excellent, Adequate, Problematic, and Troubled (1 Star). Information about Bauer Financial and its standards for evaluating financial institutions is available on their website at

For learn more, click here for the full media release.


Utilities Employees Credit Union holds a Superior Rating from IDC Financial Publishing, Inc., an independent firm that provides key performance measurement data for government-reporting financial institutions across the country. IDC Financial Publishing, Inc. calculates a one-number quality rank for each institution along with over 35 key financial ratios. There are six categories: Superior (200-300), Excellent (165-199), Average (125-164), Below Average (75-124), and Lowest Ratios (2-74) and Rank One. The analysis is based on the financial information each institution reports to the Federal Government.

Credit unions rated Superior are classified as the best in all measures. On average, they have the strongest capital ratios, the best asset quality, and are the most profitable. Many of these institutions demonstrate an ability to generate a core return on net worth (ROE) above cost of net worth (COE). For more information about IDC Financial Publishing, Inc. please visit their website at


News Releases and Announcements

A Message from Our President

January, 2022

The New Year is a special time for me because it allows me to reflect upon all the incredible things we accomplished together the past year. In 2021, the Credit Union expanded its field of membership to include the entire state of Pennsylvania. With the help of your referrals, we welcomed over 2,000 new members from PA and the utility and energy industries. I can’t thank you enough for your loyalty to UECU. It is because of members like you that UECU has grown into the full-service credit union it is today. In 2021, UECU once again earned the prestigious “Best of Bauer Credit Union” status from BauerFinancial. This distinction is reserved solely for institutions that have earned Bauer’s highest 5-star rating consistently for at least 25 years.

We know that you have other options, but the fact that you chose UECU for your loans, credit cards, mortgages, and savings needs in 2021 means so much to us. As your financial partner, we remain devoted to helping you save more and reach your personal financial goals. We hope you are enjoying all the new member perks you receive with the BaZing-powered checking accounts, and don’t forget to take advantage of all your money-saving benefits in 2022. With roadside assistance, cell phone protection, the health savings discount card and local and national retailer deals, you can save more on the things you use and purchase every day.

I also want to express my gratitude to our dedicated staff for their commitment to serving our members in the best and worst of times. The past two years have brought about financial challenges for so many. As I review our member surveys and feedback, I am touched by all the sincere comments that you have shared about how UECU’s employees have gone the extra mile. It is truly a testament to our vision – “By placing our members first, we will be their first choice, trusted partner, and key to their financial success.” I also want to thank our staff for their commitment to supporting the communities we serve. In 2021, UECU and its employees collectively donated $37,445 to the United Way. This contribution will help supplement community programs that foster school readiness, reading proficiency, financial stability, and meeting individuals’ basic needs.

I have enjoyed our journey together this past year, and I look forward to all we can achieve in the year ahead. Please take some time to reflect upon all you have done and celebrate your accomplishments. As you think about your goals for 2022, remember, we’re here for you always.

I wish you and your family a happy, healthy, and prosperous New Year.


Bret Krevolin

Notice of the Annual Meeting

The Annual Membership Meeting will be held at 8:30 am on Thursday, March 31, 2022, at the Utilities Employees Credit Union office, 11 Meridian Boulevard, Wyomissing, PA. The meeting will be held in person, as well as via conference call. Dial-in instructions will be posted on the UECU website in early March. The meeting agenda will include the election of Directors, a vote on Bylaw amendments, and reports by the Board of Directors, the President, and Committees. Nominations for Director vacancies will be submitted by the Nominating Committee. Nominations may also be made by petition signed by 1% of the members and may be submitted to the Secretary at the Credit Union no later than February 18, 2022. Please contact Bret Krevolin, Secretary, for details on the nominating petition process. Nominations from the floor are not permitted by the bylaws. Click here for more information on the Bylaw amendments.

Fee Schedule

Click below to view the Fee Schedule effective August 1, 2021.


Annual Reports

2020 Annual Report
2019 Annual Report
2018 Annual Report
2017 Annual Report