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UECU Added to the List of the 100 Best Credit Unions in America

Bankdash, a personal finance news and research publication, has added UECU to their list of the 100 best credit unions in the nation. In an effort to help consumers find a quality credit union they could join, Bankdash compiled the list using a methodology that solved for institution stability and quality and value delivered to credit union members over multiple years. They applied this methodology to thousands of credit unions across the US, examining over 25,000 data points spanning several years. Out of a total of 5,204 credit unions in the US, UECU was identified as one of the top 100. Bankdash looked at several key areas including asset size, number of members, net worth per member, deposits per member, and dividends paid to members. In a press release published on July 8, 2022, Steve Wilson, Editor at Bankdash shared, “We believe that all consumers should include credit unions in their investigation of financial products and services and our hope is that this list eliminates a substantial barrier to being able to identify quality credit unions.”

UECU membership is now open to utility and energy industry employees nationwide, as well as Pennsylvania residents through PACC, the Pennsylvania American Consumer Council.

For more information or to join, click here.  

UECU is Ranked in the Top 200 Healthiest Credit Unions in the United States

(As Published In:, 2021) has ranked UECU as one of the healthiest credit unions in America from 2019 to 2021. In the state of Pennsylvania, UECU is #2 on the list of healthy credit unions. evaluates the financial health of over 12,000 banks and credit unions in the United States once per quarter and has been tracking healthy institutions since 2010. To determine bank ranking and recognition, grades each institution on a number of factors, including the institution’s Texas Ratio, deposit growth, and capitalization.

To learn more, visit

UECU has been Recognized as a 5-Star “Best of Bauer Credit Union” for 32 Consecutive Years

For 32 years, UECU has consistently received the 5-Star “Superior” Rating from BauerFinancial, Inc., an independent firm that analyzes banks and credit unions. To achieve this status, every quarter in which it has been ranked, Utilities Employees Credit Union has been assessed as having the highest ranking level in capital adequacy, asset quality, and stability.

BauerFinancial, Inc. recommends those credit unions rated either 5-Star or 4-Star on a zero-to-five-star scale. These credit unions are deemed safe, financially sound credit unions that are operating well above their regulatory requirements. Bauer classifies each ranked U.S. credit union through a complex formula based on factors including capital, historical performance trends, loan delinquencies and charge-offs, investment portfolio quality, capital reserves, regulatory compliance, and total asset quality. The BauerFinancial, Inc. Star Ratings Scale uses five levels for credit union ranking: Superior (5 Stars), Excellent, Adequate, Problematic, and Troubled (1 Star). Information about Bauer Financial and its standards for evaluating financial institutions is available on their website at

To learn more, click here for the full media release.


UECU holds a Superior Rating from IDC Financial Publishing, Inc., an independent firm that provides key performance measurement data for government-reporting financial institutions across the country. IDC Financial Publishing, Inc. calculates a one-number quality rank for each institution along with over 35 key financial ratios. There are six categories: Superior (200-300), Excellent (165-199), Average (125-164), Below Average (75-124), and Lowest Ratios (2-74) and Rank One. The analysis is based on the financial information each institution reports to the Federal Government.

Credit unions rated Superior are classified as the best in all measures. On average, they have the strongest capital ratios, the best asset quality, and are the most profitable. Many of these institutions demonstrate an ability to generate a core return on net worth (ROE) above cost of net worth (COE). For more information about IDC Financial Publishing, Inc. please visit their website at


News Releases and Announcements

A Message from Our President

October, 2022

Dear Member,

I am very excited to share that your credit union, UECU, has been recognized by Bankdash, a personal finance news and research publication dedicated to helping consumers find quality credit unions. Out of a total of 5,204 credit unions in the US, UECU was identified as one of the top 100. Bankdash compiled the list using a methodology that solved for institution stability and quality and value delivered to credit union members over multiple years.*

This recognition was such an honor for all of us here at UECU, and I would like to commend our staff for helping us build a quality credit union that continues to deliver value to our members every day. I see this in the testimonials you have shared with us over the years, acknowledging how our staff has helped you purchase a home, buy your first car, send your children off to college, attend linemen school, get debt under control, rebuild your credit, and acquire the resources you need to make tough financial decisions.

Inspired by your thank you notes and kind words in our member surveys and feedback from our employees, we decided to redefine our credit union’s vision and purpose. For us, these aren’t just statements on a piece of paper; they are a genuine reflection of who we are and what we do.


To be our members trusted financial partner for life.


Empowering our members to achieve financial well-being through all stages of life.


Member Focus
Instill Trust
Celebrate Differences
Take Accountability
Continuous Learning
Foster Collaboration

While redefining our purpose and vision, we also selected new credit union values that represent our core beliefs. We purposely put Member Focus at the top of the list because it drives everything we do at UECU. And in 2023, we’ll be putting this value into action with the launch of our new cloud-based online and mobile digital banking platform. You can look forward to a more customized digital banking experience that’s personalized just for you with spending insights, financial advice, fraud alerts, assistance with savings goals, and so much more. As we get closer to launching our new digital banking experience next year, we’ll share updates and resources to help guide you through the transition. 

We also added Celebrating Differences and Fostering Collaboration to our values to highlight what we have always believed is so important, respecting and supporting one another and working together to strengthen our communities. 

In addition to our Employee Volunteer Committee, which volunteers their time and talents to help out those in need in the communities we serve, we also created a Diversity, Equity, and Inclusion (DEI) Committee. This group of employee volunteers helped shape our new DEI vision statement and is nurturing new diversity initiatives here at UECU. Check our website and social media channels periodically for updates on our volunteer efforts and diversity initiatives. 

DEI Vision

To advance and cultivate a sense of belonging, making us a better organization for our employees and those we serve.

As we approach the end of 2022, I am honored to share our recognition from Bankdash as well as our redefined VPV and new initiatives at UECU. Thank you for choosing UECU as your financial partner and for being the inspiration behind all we do.


Bret Krevolin


Fee Schedule

Click below to view the Fee Schedule effective August 1, 2022.


October 2022
April 2022
October 2021
July 2021

Annual Reports

2021 Annual Report
2020 Annual Report
Image of 2019 UECU Annual Report cover
2019 Annual Report
2018 Annual Report