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Treating you differently

Houses, like people, are different – and your mortgage demands aren’t the same as those of your friends and family. At Utilities Employees Credit Union, we don’t offer a single “one size fits all” financing solution: our broad range of options guarantees you will find the loan that best suits your unique needs.The Credit Union offers:

  • Fixed rate mortgages
  • Adjustable rate mortgages
  • First-time homebuyer program
  • Refinance options

Utilities Employees Credit Union has the expertise to get you a mortgage that fits your unique lifestyle while providing the exceptional service you deserve. With a UECU Mortgage, you receive exclusive benefits!

Easy Payment Methods
Choose biweekly, semimonthly or monthly payments – even pay electronically & skip the check! Some exclusions apply.

Online Mortgage Tools
Apply online and take advantage of our UECU MortgageClick tools like loan payment calculators, rate tracking, and resources for first-time homebuyers.

Easy pre-qualification online or by phone

Save as much as $1,000 or more on Closing Costs*
UECU is waiving the loan origination fees for all qualifying homebuyers who complete a mortgage application and a loan closing.

First-time Homebuyer** Program
Buy your first home with as little as 3% down^, and save as much as $1,000 or more on closing costs*. Explore the costs and benefits of homeownership with our CueItUp e-courses.

Mortgage Specialists Available 24/7 to Answer Your Calls
Our representatives can answer your questions or take your application over the phone 24/7. To get started,
call 800-288-6423, ext. 4001.

Ready to Get Started? Contact a Mortgage Specialist Today!
Call 800.288.6423 or Apply Online.

*In the savings example shown for an average loan of $200,000, waiving the origination fee amounts to a savings of $1,000. This is a limited time offer and subject to change without notice. The mortgage origination fee will be waived for members who complete a mortgage application and loan closing. **At least one borrower must be a first-time homebuyer. ^A 3% down payment is required. Down payment and closing costs may be funded through a qualified gift. Availability of 97% Loan to Value mortgage is limited to credit scores of 620+ and requires PMI and purchase of single family home used as primary residence. Other terms and conditions may apply. Real estate loan products are available in most states. Certain terms and conditions apply; contact us for details.