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Utilities Employees Credit Union
Close on Your
Dream Home
Save $1,000 or More with
No Origination Points1An origination point is generally a fee charged as a part of your closing costs. The amount of origination points will vary per financial institution and average around 0.5% of the total loan amount. You will save on your closing costs upfront when you finance with UECU because we do not charge origination points. Based on this average calculation, the example identifies the closing cost savings of $1,000 for a loan amount of $200,000 when you finance with UECU. This is a limited-time offer and subject to change without notice.
Treating you differently
Houses, like people, are different – and your mortgage demands aren’t the same as those of your friends and family. At UECU, we don’t offer a single “one size fits all” financing solution: our broad range of options guarantees you will find the loan that best suits your unique needs.
UECU Mortgage Benefits
UECU has the expertise to get you a mortgage that fits your unique lifestyle while providing the exceptional service you deserve. With a UECU Mortgage, you receive exclusive benefits!
Easy Payment Methods
Choose biweekly, semimonthly, or monthly payments – even pay electronically & skip the check! Some exclusions apply.
Online Mortgage Tools
Apply online and take advantage of our UECU MortgageClick tools like loan payment calculators, rate tracking, and resources for first-time homebuyers.
Easy pre-qualification online or by phone
Save as much as $1,000 or more with no Origination Points1An origination point is generally a fee charged as a part of your closing costs. The amount of origination points will vary per financial institution and average around 0.5% of the total loan amount. You will save on your closing costs upfront when you finance with UECU because we do not charge origination points. Based on this average calculation, the example identifies the closing cost savings of $1,000 for a loan amount of $200,000 when you finance with UECU. This is a limited-time offer and subject to change without notice.
UECU is waiving the loan origination points for all qualifying homebuyers who complete a mortgage application and a loan closing.
First-time Homebuyer2Availability of 97% Loan to Value mortgage is limited to credit scores of 620+, requires PMI, and purchase of single-family home used as primary residence. At least one borrower must be a first-time homebuyer; had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the property. Program
Buy your first home with as little as 3% down², and save as much as $1,000 or more on closing costs¹. Explore the costs and benefits of homeownership with our Financial Wellness resources.
Mortgage Specialists Available 24/7 to Answer Your Calls
Our representatives can answer your questions or take your application over the phone 24/7.
Ready to Get Started?
Contact a Mortgage Specialist Today!
Questions? Call 800.288.6423
Disclosures:
An origination point is generally a fee charged as a part of your closing costs. The amount of origination points will vary per financial institution and average around 0.5% of the total loan amount. You will save on your closing costs upfront when you finance with UECU because we do not charge origination points. Based on this average calculation, the example identifies the closing cost savings of $1,000 for a loan amount of $200,000 when you finance with UECU. This is a limited-time offer and subject to change without notice.
Availability of 97% Loan to Value mortgage is limited to credit scores of 620+, requires PMI, and purchase of single-family home used as primary residence. At least one borrower must be a first-time homebuyer; had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the property.