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Certificates of Deposit (CDs) and Individual Retirement Account (IRA) CDs

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CD Term$500 to $9,999.99
APY
$10,000 to $74,999.99
APY
$75,000 and over
APY
6 Month 0.40% 0.50% 0.60%
12 Month 0.45% 0.55% 0.65%
18 Month 0.50% 0.60% 0.70%
24 Month 0.55% 0.65% 0.75%
36 Month 0.65% 0.75% 0.85%
48 Month 0.75% 0.85% 0.95%
60 Month 0.85% 0.95% 1.05%

*Annual Percentage Yield (APY) is stated as of 8/1/2021. You may not make additional deposits after the account is opened. APY assumes principal and dividends remain on deposit until maturity. A penalty is imposed for partial or full withdrawals prior to maturity. Fees could reduce earnings on the account. Certificate renews automatically. APY is subject to change and may be withdrawn without notice. Federally Insured up to $250,000 by the National Credit Union Administration.

Share Savings Account

Account
Balance
Nominal
Dividend Rate
APY
$5.00 and over 0.30% 0.30%

Health Savings Account and Special Savings Account

Account
Balance
Nominal
Dividend Rate
APY
$0.01 and over 0.30% 0.30%

Advantages Money Market Savings Account

Account
Balance
Nominal
Dividend Rate
APY
$0.01 – $9,999.99 0.30% 0.30%
$10,000 – $49,999.99 0.40% 0.40%
$50,000 – $99,999.99 0.50% 0.50%
$100,000 – $249,999.99 0.50% 0.50%
$250,000 and over 0.50% 0.50%

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Account
Balance
Nominal
Dividend Rate
APY
$0.01 – $9,999.99 0.25% 0.25%
$10,000 – $49,999.99 0.30% 0.30%
$50,000 and over 0.35% 0.35%

IRA Savings Account (Traditional/Roth)

Account
Balance
Nominal
Dividend Rate
APY
$0.01 – $9,999.99 0.40% 0.40%
$10,000 – $49,999.99 0.40% 0.40%
$50,000 – $99,999.99 0.50% 0.50%
$100,000 – $249,999.99 0.50% 0.50%
$250,000 and over 0.50% 0.50%

Dividend rate and Annual Percentage Yield (APY) are stated as of 8/1/2021.

Looking for More Options?

Check out Utilities Employees Investment Services* at www.utilitieseis.com

*Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are:

*Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.