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Business Certificate of Deposit
| CD Term | $500 to $9,999.99 APY1 | $10,000 to $74,999.99 APY1 | $75,000 and over APY1 |
|---|---|---|---|
| 3 Mos | 3.75% | 3.85% | 3.95% |
| 6 Mos | 3.60% | 3.70% | 3.80% |
| 9 Mos Special | 4.20% | 4.20% | 4.20% |
| 12 Mos | 3.55% | 3.65% | 3.75% |
| 15 Mos Special | 4.00% | 4.00% | 4.00% |
| 18 Mos | 3.50% | 3.60% | 3.70% |
| 24 Mos | 3.50% | 3.60% | 3.70% |
| 30 Mos | 3.50% | 3.60% | 3.70% |
| 36 Mos | 3.50% | 3.60% | 3.70% |
| 48 Mos | 3.50% | 3.60% | 3.70% |
| 60 Mos | 3.50% | 3.60% | 3.70% |
Business Money Market2 Savings Account
| Account Balance | Nominal Dividend Rate | APY1 |
| $0.01 – $9,999.99 | 1.00% | 1.00% |
| $10,000 – $49,999.99 | 1.04% | 1.05% |
| $50,000 – $99,999.99 | 1.14% | 1.15% |
| $100,000 – $249,999.99 | 1.39% | 1.40% |
| $250,000 – $499,999.99 | 1.69% | 1.70% |
| $500,000 and over | 1.98% | 2.00% |
Business Savings Account &
Special Business Savings Account
| Nominal Dividend Rate | APY1 |
| 0.45% | 0.45% |
Power Business Checking Account3
| Nominal Dividend Rate | APY1 |
| 0.20% | 0.20% |
- APY=Annual Percentage Yield. Rates are effective as of 7/1/2025. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Business Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Business Truth-In-Savings Disclosure. 9-month certificate renews at 6 months after maturity. 15-month certificate renews at 12 months after maturity. See Credit Union for additional terms and conditions.
- A $10.00 minimum balance fee will be assessed if your account balance falls below $2,500 on one or more days in a statement cycle.
- A $25.00 minimum balance fee will be assessed if your account balance falls below $3,000 on one or more days in a statement cycle.
Looking for More Options?
Check out Utilities Employees Investment Services* at www.utilitieseis.com
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/ SIPC). Insurance products are offered through LPL or its licensed affiliates. Utilities Employees Credit Union and Utilities Employees Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Utilities Employees Investment Services, and may also be employees of Utilities Employees Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Utilities Employees Credit Union or Utilities Employees Investment Services. 11 Meridian Blvd, Wyomissing, PA 19610
Securities and insurance offered through LPL or its affiliates are: Not Credit Union Guaranteed, Not Insured by NCUA or Any Other Government Agency, Not Credit Union Deposits or Obligations, and May Lose Value.
Utilities Employees Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.