Utilities Employees Credit Union
Business Savings Rates
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Business Certificate of Deposit
| $500 to $9,999.99 | $500 to $9,999.99 | $10,000 to $74,999.99 | $10,000 to $74,999.99 | $75,000+ | $75,000+ | |
|---|---|---|---|---|---|---|
| Rate | APY1APY=Annual Percentage Yield. Rates are effective as of 1/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Business Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Business Truth-In-Savings Disclosure. 9-month certificate renews at 6 months after maturity. See Credit Union for additional terms and conditions. | Rate | APY1APY=Annual Percentage Yield. Rates are effective as of 1/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Business Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Business Truth-In-Savings Disclosure. 9-month certificate renews at 6 months after maturity. See Credit Union for additional terms and conditions. | Rate | APY1APY=Annual Percentage Yield. Rates are effective as of 1/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Business Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Business Truth-In-Savings Disclosure. 9-month certificate renews at 6 months after maturity. See Credit Union for additional terms and conditions. | |
| 3 mos | 3.45% | 3.50% | 3.54% | 3.60% | 3.64% | 3.70% |
| 5 mos Special | 3.74% | 3.80% | 3.74% | 3.80% | 3.74% | 3.80% |
| 6 mos | 3.40% | 3.45% | 3.49% | 3.55% | 3.59% | 3.65% |
| 9 mos Special | 3.74% | 3.80% | 3.74% | 3.80% | 3.74% | 3.80% |
| 12 mos | 3.45% | 3.50% | 3.54% | 3.60% | 3.64% | 3.70% |
| 18 mos | 3.25% | 3.30% | 3.35% | 3.40% | 3.45% | 3.50% |
| 24 mos | 3.25% | 3.30% | 3.35% | 3.40% | 3.45% | 3.50% |
| 30 mos | 3.25% | 3.30% | 3.35% | 3.40% | 3.45% | 3.50% |
| 36 mos | 3.25% | 3.30% | 3.35% | 3.40% | 3.45% | 3.50% |
| 48 mos | 3.25% | 3.30% | 3.35% | 3.40% | 3.45% | 3.50% |
| 60 mos | 3.25% | 3.30% | 3.35% | 3.40% | 3.45% | 3.50% |
Business Money Market2A $10.00 minimum balance fee will be assessed if your account balance falls below $2,500 on one or more days in a statement cycle. Savings Account
| Account Balance | Nominal Dividend Rate | APY1APY=Annual Percentage Yield. Rates are effective as of 1/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Business Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Business Truth-In-Savings Disclosure. 9-month certificate renews at 6 months after maturity. See Credit Union for additional terms and conditions. |
|---|---|---|
| $0.01 – $9,999.99 | 1.00% | 1.00% |
| $10,000 – $49,999.99 | 1.04% | 1.05% |
| $50,000 – $99,999.99 | 1.14% | 1.15% |
| $100,000 – $249,999.99 | 1.39% | 1.40% |
| $250,000 – $499,999.99 | 1.69% | 1.70% |
| $500,000 and over | 1.98% | 2.00% |
Business Savings Account &
Special Business Savings Account
| Nominal Dividend Rate | APY1APY=Annual Percentage Yield. Rates are effective as of 1/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Business Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Business Truth-In-Savings Disclosure. 9-month certificate renews at 6 months after maturity. See Credit Union for additional terms and conditions. |
|---|---|
| 0.45% | 0.45% |
Power Business Checking Account3A $25.00 minimum balance fee will be assessed if your account balance falls below $3,000 on one or more days in a statement cycle.
| Nominal Dividend Rate | APY1APY=Annual Percentage Yield. Rates are effective as of 1/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Business Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Business Truth-In-Savings Disclosure. 9-month certificate renews at 6 months after maturity. See Credit Union for additional terms and conditions. |
|---|---|
| 0.20% | 0.20% |
Disclosures:
APY=Annual Percentage Yield. Rates are effective as of 1/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Business Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Business Truth-In-Savings Disclosure. 9-month certificate renews at 6 months after maturity. See Credit Union for additional terms and conditions.
A $10.00 minimum balance fee will be assessed if your account balance falls below $2,500 on one or more days in a statement cycle.
A $25.00 minimum balance fee will be assessed if your account balance falls below $3,000 on one or more days in a statement cycle.