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Business Certificate of Deposit
| CD Term | $500 to $9,999.99 APY1 | $10,000 to $74,999.99 APY1 | $75,000 and over APY1 |
|---|---|---|---|
| 3 Mos | 3.75% | 3.85% | 3.95% |
| 6 Mos | 3.60% | 3.70% | 3.80% |
| 9 Mos Special | 4.20% | 4.20% | 4.20% |
| 12 Mos | 3.55% | 3.65% | 3.75% |
| 15 Mos Special | 4.00% | 4.00% | 4.00% |
| 18 Mos | 3.50% | 3.60% | 3.70% |
| 24 Mos | 3.50% | 3.60% | 3.70% |
| 30 Mos | 3.50% | 3.60% | 3.70% |
| 36 Mos | 3.50% | 3.60% | 3.70% |
| 48 Mos | 3.50% | 3.60% | 3.70% |
| 60 Mos | 3.50% | 3.60% | 3.70% |
Business Money Market2 Savings Account
| Account Balance | Nominal Dividend Rate | APY1 |
| $0.01 – $9,999.99 | 1.00% | 1.00% |
| $10,000 – $49,999.99 | 1.04% | 1.05% |
| $50,000 – $99,999.99 | 1.14% | 1.15% |
| $100,000 – $249,999.99 | 1.39% | 1.40% |
| $250,000 – $499,999.99 | 1.69% | 1.70% |
| $500,000 and over | 1.98% | 2.00% |
Business Savings Account &
Special Business Savings Account
| Nominal Dividend Rate | APY1 |
| 0.45% | 0.45% |
Power Business Checking Account3
| Nominal Dividend Rate | APY1 |
| 0.20% | 0.20% |
- APY=Annual Percentage Yield. Rates are effective as of 6/1/2025. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Business Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Business Truth-In-Savings Disclosure. 9-month certificate renews at 6 months after maturity. 15-month certificate renews at 12 months after maturity. See Credit Union for additional terms and conditions.
- A $10.00 minimum balance fee will be assessed if your account balance falls below $2,500 on one or more days in a statement cycle.
- A $25.00 minimum balance fee will be assessed if your account balance falls below $3,000 on one or more days in a statement cycle.
Looking for More Options?
Check out Utilities Employees Investment Services* at www.utilitieseis.com
*Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are:
*Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.