UECU membership is open to PA residents through PACC. Membership is Free. Join Today!

Save Smarter with UECU: Start with a Regular Savings Account, Add Special Savings for Every Goal

Open your account and start earning today.

Regular Share Savings (Foundation for Membership) — 0.45% APY1APY=Annual Percentage Yield. Dividend rate and Annual Percentage Yield (APY) are stated as of 1/1/2026.)

UECU’s Share Savings Account is your entry to membership and an easy way to grow your money.

  • Earn a high-yield dividend and watch your savings grow.

  • No minimum balance requirement.

  • No fees.

  • Unlimited deposits.

  • Convenient access anytime through Mobile & Online Banking.

  • Convenient payroll deduction so saving happens automatically.

  • Set up as individual or joint ownership.

  • Insured by NCUA up to $250,000.

  • Make deposits by mail, payroll deduction, direct deposit, or transfer from another account; deposit checks anytime with Mobile & Online Banking.

  • Fee-free ATM access with a Quick Cash Card or Advantages Visa® Debit Card™.

  • Can be used as collateral on a loan.

Special Goal Savings Account – 0.45% APY1APY=Annual Percentage Yield. Dividend rate and Annual Percentage Yield (APY) are stated as of 1/1/2026.

Create unlimited sub-accounts under your member number to organize and reach specific goals—taxes, car insurance, travel, college costs, and more.

  • Earns the same dividend rate as your Share Savings.
  • Name each sub-account to match your goals.
  • No fees.
  • No minimum balance.
  • Unlimited deposits.
  • Insured by NCUA up to $250,000.
  • Access details by phone or Mobile & Online Banking.
  • Deposits by mail, payroll deduction, direct deposit, or transfer from another account.
  • ATM cash access available with a no-fee Quick Cash Card.

Open a Special Goal Savings

Everyday Access & Funding

Bank your way—anytime, anywhere.

  • Mobile & Online Banking for 24/7 access.
  • Direct Deposit and Payroll Deduction to automate saving.
  • Deposit checks from your phone; transfer between accounts in seconds.
  • Fee-free cash access at ATMs with a Quick Cash Card or Advantages Visa® Debit Card™.
  • Call 800.288.6423 for account help.

Which Type of Savings Account is Right for Me?

  • Just getting started? Open Share Savings to establish membership and begin earning.
  • Saving for something specific? Add Special Goal Savings sub-accounts—one for each goal, all at the same rate.
  • Want it on autopilot? Turn on Payroll Deduction/Direct Deposit so your savings grow without thinking about it.

Get Started
Call 800.288.6423 or open your
account online.

Disclosures:

  1. APY=Annual Percentage Yield. Dividend rate and Annual Percentage Yield (APY) are stated as of 1/1/2026.