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Important News for UECU Members
The U.S. Treasury Has Announced that the Federal Government Will Phase Out Paper Checks on September 30, 2025.
To improve efficiencies and minimize the risk of fraud, lost payments, and mail theft, the federal government will stop issuing paper checks for most federal payments on September 30, 2025.* If you are currently receiving benefit payments electronically, no action is required on your part.
If you are still receiving a paper check for Social Security, Veterans benefits, or any other Federal benefit, you’ll need to enroll in direct deposit using one of the following options:
- Call the Federal agency that pays your benefits and follow their instructions for enrolling in direct deposit. A list of the paying agencies’ contact information can be found online
- Enrolling online at GoDirect.gov
- Call the Electronic Payment Solution Center at 800-967-6857, Monday – Friday 9:00 a.m.-7:00 p.m. ET
To set up direct deposit to your UECU account, you’ll need the following information:
- For a direct deposit to your UECU CHECKING ACCOUNT, provide your Checking MICR Account Number (the 14-digit number listed at the bottom of your UECU checks) and UECU’s Routing Number, 231385633. If you do not have UECU checks, you can also find your Checking MICR Account Number in digital banking. Log into your account with Mobile or Online Banking and click on your checking account. Under Account Details, look for MICR Account Number.
- For a direct deposit to your UECU SAVINGS ACCOUNT, provide your 6-digit member number and UECU’s Routing Number, 231385633. You can find your member number on your UECU Member/Account Statements.
Fraud Prevention Tip: Watch out for government impersonation scams. Before responding to an unsolicited phone call, text message, email, mailer, or request, verify it by contacting the agency using a website or phone number you know is real. UECU will never contact you to ask you to verify sensitive information like your account number or card information.
*Source: https://home.treasury.gov/news/press-releases/sb0223
Have Questions? Need Help? Call 800.288.6423

UECU Voted Best Financial Planning in Reading Eagle’s 11th Annual Readers Choice program
2024 marks the second consecutive year UECU has won a Readers Choice Award for Best Financial Planning.

UECU Earns 2023 Top 100 Performing Credit Union Ranking in U.S.
S&P Global ranks Utilities Employees Credit Union(UECU) 89th out of 1,801 Credit Unions with assets over $100 million and a capital ratio above 7%. This Top 100 Performing U.S. Credit Union rating puts UECU in the Top 5% of the 1,801 Credit Unions ranked by S&P Global in 2023.

UECU Ranked Top Credit Union by BusinessRate in Wyomissing, PA
BusinessRate gives you rankings you can trust because it analyzes Google Reviews – a source consumers already know and rely on. These rankings go beyond simple star ratings or total review counts. Instead, they consider recent trends, compare businesses fairly within their categories and location, and use a proven formula to accurately represent a business’s current popularity.

UECU Awarded Best of Bauer for 34 Consecutive Years
BauerFinancial, Inc., the Nation’s Premier Credit Union and Bank Rating Firm, has announced that UECU has once again earned its top (5-Star) rating for financial strength and stability. Having earned Bauer’s (5-Star) rating continuously for 138 quarters, UECU has also earned Bauer’s highest designation as a “Best of Bauer Credit Union.” This designation is reserved solely for institutions that have earned Bauer’s top rating for a minimum of 25 years consecutively.
Bauer rates every federally-insured U.S. credit union with the same strict standards, and is honored to report that UECU continues to earn its top rating. “As a member-owned credit union, UECU keeps its focus on its field of membership (or FOM)”, remarked Karen Dorway, president of BauerFinancial. “The employees of UECU are people just like those in its FOM. That means, whatever its members are going through, the employees are likely going through the same thing, whether it be fires, floods, acts of nature, or simply an empty lot that is begging for a ballfield. They are unflinchingly by your side to help that better future come to fruition.”
UECU has been a dedicated partner for its members for over 90 years. Making connections and supporting its field of membership is what it does, and what it has done since 1934. A 5-Star rating from Bauer shows confidence that UECU has the financial strength to continue to do so.
To learn more, click here for the full media release.
UECU holds a Superior Rating from IDC Financial Publishing, Inc., an independent firm that provides key performance measurement data for government-reporting financial institutions across the country. IDC Financial Publishing, Inc. calculates a one-number quality rank for each institution along with over 35 key financial ratios. There are six categories: Superior (200-300), Excellent (165-199), Average (125-164), Below Average (75-124), and Lowest Ratios (2-74) and Rank One. The analysis is based on the financial information each institution reports to the Federal Government.
Credit unions rated Superior are classified as the best in all measures. On average, they have the strongest capital ratios, the best asset quality, and are the most profitable. Many of these institutions demonstrate an ability to generate a core return on net worth (ROE) above cost of net worth (COE). For more information about IDC Financial Publishing, Inc. please visit their website at www.idcfp.com.
News Releases and Announcements
- A Path to Prosperity and Financial Wellness; Some credit unions offer loans for trade schools and vocational programs that provide well-paying jobs without a four-year college degree – https://creditunions.com/features/a-path-to-prosperity-and-financial-wellness/
- Financial Reality Fairs provide knowledge for high school students, volunteers from area credit unions bring the fairs to life – https://www.readingeagle.com/2022/11/22/financial-reality-fairs-provide-knowledge-for-high-school-students/
- UECU Announces 2022 Student Scholarship for Pennsylvania Students – https://www.bctv.org/2022/04/28/uecu-announces-2022-student-scholarship-for-pennsylvania-students/
- UECU 2022 Student Scholarship for Utility and Energy Families – https://energycentral.com/news/uecu-announces-2022-student-scholarship-utility-and-energy-families
- UECU celebrates 25 years of giving with donation to United Way Berks – https://berksweekly.com/business/utilities-employees-credit-union-celebrates-25-years-of-giving-with-donation-to-united-way-berks/
- Best of Bauer Utilities Employees Credit Union Helping Members Navigate through Financial Hurdles – https://www.hydrogenfuelnews.com/best-of-bauer-utilities-employees/8548521/
- UECU featured in Daily Finance article, 16 Best Pennsylvania Based Credit Card Startups and Companies – https://df.media/16-best-pennsylvania-based-credit-card-startups-and-companies-2021/
- UECU Announces 2021 Student Scholarship for Utility and Energy Families
- UECU featured in Business View Magazine – Banking from the comfort of your home
- Dream Leaguers to be treated to a safe Halloween event
- DepositAccounts.com Announces Annual Top 200 Banks and Credit Unions in America
- Utilities Employees Credit Union Launches Digital Financial Education Initiative for Utility Workers and Their Families
- Utilities Employees Credit Union Increases Student Scholarship for 2019
- Utilities Employees Credit Union (UECU) Helps Utility and Energy Employees Get Financially Fit in 2019
Fee Schedule
Click below to view the Fee Schedule effective January 1, 2025.