Financial Capability
April is Financial Capability Month, and we are joining forces with our partner, GreenPath Financial Wellness, to spotlight free resources designed to help you deepen your knowledge of money management.
Building and maintaining financial capability is a distinct journey for each of us; a cycle of learning (and sometimes relearning what you thought you already knew) and a willingness to evaluate your money habits. It’s also about making informed decisions, being proactive with money management, and acknowledging your own progress along the way. In that spirit, here are five financial resources that can help improve financial well-being.
What Influences Your Money Habits?
Financial capability can be traced to our habits when it comes to handling money. Our money habits lay the foundation for our ability to make informed decisions, manage economic uncertainties, and achieve financial goals. Understand what influences your money habits with this informative article and webinar highlight.
A1 Credit Tool (Free Online Course)
Credit scores impact nearly every aspect of our financial lives from our ability to secure housing to receiving favorable interest rates on large purchases. New to the world of credit and interested in learning about how it plays a role? This free course examines common credit challenges and offers insights on meeting credit goals.
Interactive Budgeting Worksheet
If you’re not a big fan of spreadsheet-style budgeting, this intuitive, fuss-free budgeting worksheet helps you calculate your monthly expenses and income for an overview of your current financial picture and where you might be able to save.
Redesign Your Financial Habits (Free Online Course)
Habits are very powerful, especially where spending is concerned. Many of us wish to improve our habits to minimize financial stress and improve financial capability. This course is useful for anyone who has made a budget (and struggles to stick with it) and those needing some extra motivation in their goal setting.
Paying Down Your Credit Card (Free Online Course)
If you are dealing with high credit card debt, you are not alone. The average American household has a balance of more than $6,000 in high interest credit card debt. These balances impact financial capability, health, and wellness. Paying off high interest credit card debt is possible with some planning. This course provides tips on how to manage credit card debt. For options on how to consolidate high-interest credit card debt, speak with a UECU Financial Services Consultant. Call 800-288-6423 or visit our website.
Financial education provided by GreenPath Financial Wellness, a trusted national non-profit. UECU members can receive free financial education and counseling services through GreenPath. Get started at GreenPath.com/UECU or call 877-337-3399. The call is free and confidential.
