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Rewards Checking PLUS – A checking account that pays you interest and gives you the extra perks you deserve. Enjoy VantagePoints rewards1, nationwide ATM surcharge rebates, fee forgiveness, and more!

Key Features and Benefits

  • Anywhere Banking Tools with Mobile and Online Banking
  • Earn VANTAGEPOINTS™ with Free Visa® Debit Card1
  • Go Paperless & Earn Extra Rewards1
  • Loan Discount2
  • Fee Forgiveness3
  • Great Interest on Your Checking Balance

Free Checks: One set per calender year.4

ATM Surcharge Rebates: Up to $12 per month

Fees: Maintain a $1,000 minimum daily balance or $1,000 minimum monthly direct deposit or electronic deposit to avoid the $7 monthly fee.

Account Details

  • Advantages Visa® Debit Card™ perks:
    Nationwide ATM surcharge rebates – up to $12 per month
    VantagePoints™ Rewards1
    Mobile wallet capability with Apple Pay™, Google Pay, Garmin Pay™, and Samsung Pay
    Visa’s Personal Identity Theft Coverage5
    Additional debit card services: Card Controls, Visa Purchase Alerts, and Visa Click to Pay
  • High dividend earnings – Earn up to 0.30% APY
  • Digital banking services, including: Mobile and Online Banking, Advantages Bill Pay™, and mobile check deposit
  • Free checks – One set per calendar year
  • .25% off new term loans2
  • Direct deposit available
  • Overdraft protection available
  • Fee Forgiveness3
  • $1,000 minimum daily balance or direct deposits or electronic deposits totaling $1,000 a month into the checking account to avoid a $7 monthly fee

Need Help? Want to convert your account to a Kasasa Checking Account?
Call 800.288.6423, or log into digital banking and send a secure message. Select the message option Convert My Account and let us know the account you prefer.

Download the UECU Mobile Banking App!

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1 Advantages Visa® Debit Card™ holders earn 1 point for every $4 spent on Visa purchases – exclusions may apply. ATM cash transactions or cash advance transactions are not eligible to earn points. Advantages Visa® Debit Card™ holders, who go paperless and opt out of paper statements for their Member Statements, earn 1 point for every $2 spent on Visa purchases. You must be enrolled in Mobile or Online Banking to change your paperless settings and opt out of paper statements. For complete VantagePoints™ rules, visit uecu.org/rewards. 2 An active Rewards Checking or Rewards Checking PLUS account with at least one transaction per month may provide a rate reduction of .25% on select loan types. Exclusions apply, not all loan types are eligible for the .25% rate reduction, see credit union for details. 3 Fee Forgiveness must be requested by the account holder, it is not automatic. 4 Free set per calendar year is limited to a basic style in a choice of three colors. 5 When you activate your Advantages Visa Debit Card™ you automatically receive Personal Identity Theft Coverage (at no cost to you), up to $2,500.00, to pay for expenses you may incur as a result of a Covered Stolen Identity Event. Identity Theft Coverage provided by Indemnity Insurance Co. of North America. Certain limits and restrictions apply.

Forms and Disclosures