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Welcome to the new UECU.org Website! Stay connected and access everything you need – all from your favorite device. UECU’s digital banking services have not changed. Enjoy the same great experience with Mobile and Online Banking.

Maximize your savings

Money Market Savings Account

Earn More on Your Savings — Without Locking In Your Money

Earn up to 2.00% APY1Dividend rate and APY are stated as of 1/1/2026 and may change after the account is opened. Rates are subject to change at the Credit Union’s discretion, without notice. A $10.00 service fee will be assessed if your account balance falls below $2,500 on one or more days in a statement cycle. Fees could reduce earnings on the account(s). The dividend rate used, for the entire balance of your account, is the dividend rate of the highest tier that corresponds to the balance.

Grow your balance faster while keeping your cash within easy reach.

Our Money Market Savings Account gives you the best of both worlds — high earnings and
total flexibility. Enjoy premium rates, instant access to your funds, and peace of mind knowing
your savings are federally insured.

Why You’ll Love It

  • Earn up to 2.00% APY1Dividend rate and APY are stated as of 1/1/2026 and may change after the account is opened. Rates are subject to change at the Credit Union’s discretion, without notice. A $10.00 service fee will be assessed if your account balance falls below $2,500 on one or more days in a statement cycle. Fees could reduce earnings on the account(s). The dividend rate used, for the entire balance of your account, is the dividend rate of the highest tier that corresponds to the balance. — Get a higher return than traditional savings while keeping
    your money liquid.
  • Access your cash anytime, anywhere — Transfer, deposit, or withdraw through
    Mobile & Online Banking or any ATM.
  • Skip the ATM fees — We’ll refund up to $8 per month in other banks’ surcharge fees.
  • Save without thinking — Set up direct deposit or payroll deduction and watch your
    savings grow automatically.
  • Keep your money protected — Insured by the NCUA up to $250,000, with funds
    available whenever you need them
  • Make your money work harder — The more you save, the higher your earning tier

Smart Features for Everyday Life

Dividends compounded and credited monthly.

Use your Quick Cash Card for convenient ATM withdrawals or PIN purchases.

Deposit checks easily via Mobile Check Deposit

Free first set of checks, with easy reorders online.

Keep your money protected — Insured by the NCUA up to $250,000, with funds available whenever you need them.

Option to link your account for Overdraft Protection.

Start Growing Your Savings Today

Open your Money Market Savings Account online in minutes — and start earning more on your money right away.

Open Account Forms & Disclosures

Questions? Call 800.288.6423

Disclosures:

  1. Dividend rate and APY are stated as of 1/1/2026 and may change after the account is opened. Rates are subject to change at the Credit Union’s discretion, without notice. A $10.00 service fee will be assessed if your account balance falls below $2,500 on one or more days in a statement cycle. Fees could reduce earnings on the account(s). The dividend rate used, for the entire balance of your account, is the dividend rate of the highest tier that corresponds to the balance.