Stay Alert for Scams
Stay Alert for Scams
BE ALERT! Scams are not limited to just checks. A scam can also happen with Automatic Debits, Mobile Deposits, Electronic Bank Transfers, and other Financial Transactions.
Protect yourself and your accounts. Always be suspicious of unexpected calls that appear to be from “UECU” or another financial institution where you conduct business. Do not trust your caller ID. If the call is unexpected, do not provide personal information. Remember, a financial institution will never call you and ask for your social security number, driver’s license number, online username or password, or FULL debit/credit card number, expiration date, and CVV code on the back of your debit/credit card.
Please remember, if it SOUNDS TOO GOOD TO BE TRUE, IT PROBABLY IS!!!
Recent scams include:
• Someone recommends that you deposit checks via mobile deposit
• Someone says that they will electronically put money into your account
• Someone asks for your online banking login credentials (NEVER, NEVER give your online banking login user ID and password to anyone!)
• Someone asks for your credit/debit card number and Personal Identification Number (PIN) (NEVER, NEVER give your card number and PIN to anyone!)
• Work from home, secret shopper, and internet job offers
• Craigslist overpayments
• Checks randomly mailed to individuals
The Federal Trade Commission (FTC) has detailed information on how to spot, avoid, and report scams. https://consumer.ftc.gov/articles/how-avoid-scam
If you are the victim of a scam, unfortunately you are responsible for the funds you send or give to the suspect, meaning you have to return the funds to the credit union or bank where you initially deposited the check.
WE ARE HERE TO HELP YOU!! If you suspect a scam, please contact a credit union representative so we can review your UECU account and discuss the situation with you. Call 800-288-6423 to speak with a UECU Member Service Representative.
