FREE CHECKING. Your choice of rewards.

Kick your earning potential into high gear:

• Cash rewards, paid each month
• No monthly maintenance fees
• Refunds on ATM withdrawal fees, nationwide
• Automatic reward transfers with Kasasa Saver^®

Looking to get started? Have additional questions?
Call 800.288.6423

Add Kasasa Saver^® — an automatic way to save!

Have your rewards transferred into a free Kasasa Saver³ – where you can earn up to 2.00% APY* on balances up to and including $50,000.00 – or 0.05% APY* even if you don’t meet your qualifications for the month!

Here’s how to earn your Kasasa^® rewards…

Paperless statements turned on and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• Go paperless and opt out of paper statements. Log into Mobile or Online banking and check the box for paperless Member Account Statements.
• At least 1 direct deposit or ACH payment
• At least 12 debit card purchases⁴

Plus, there are no additional qualifications to earn a higher Kasasa Saver rate. Just meet your Kasasa checking qualifications and get a higher rate on your savings, too!

Click to learn more!

Looking to get started? Have additional questions?
Call 800.288.6423

*APY=Annual Percentage Yield. APYs accurate as of 6/1/2025. Fees may reduce earnings. Rates are variable and may change after an account is opened; rates may change without notice to you. Kasasa Cash balances over $15,000.00 earn 0.35% APY when qualifications are met. Kasasa Saver balance over $50,000.00 earn 0.50% APY when qualifications are met.
1 Depending on what Kasasa checking account you have, you may receive disclosed qualifying dividends, cash back, or ATM fee refunds when you meet your account’s qualifications during a Monthly Qualification Cycle. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Dividends, cash back, and ATM fee refunds will be credited to your Kasasa Cash or Kasasa Cash Back accounts on the last day of the current statement cycle. Depending on your Kasasa checking account, when your qualifications are not met, cash back payments are not made, nationwide ATM fee refunds are not refunded, and the entire daily balance will earn a lower, nonqualifying APY as disclosed. You will receive a refund up to an aggregate total of $12.00 for nationwide ATM fee refunds incurred within your Kasasa Cash Back and Kasasa Cash account when the respective account qualifications are met during a Monthly Qualification Cycle. If qualifications are not met, ATM fee refunds are not refunded. If an account is closed during the Monthly Qualification Cycle, you will forfeit any ATM fee refunds that have not been credited to your account. Rates, rewards, and bonuses, if any, are variable and may change after an account is opened; rates may change without notice to you. Limit of one Kasasa Checking account per membership account. Rewards less than a penny cannot be distributed. Fees may reduce earnings. See our website, uecu.org/checking, or contact a Member Service Representative at 800.288.6423 for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
2 For a Kasasa Cash Back account, you will receive 4.00% cash back on up to a total of $200.00 on debit card purchases that post and settle to the account during the Monthly Qualification Cycle. Transaction restrictions may apply. A maximum of $8.00 in cash back payments may be earned per Monthly Qualification Cycle.
3 A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. If your Kasasa Cash account is linked to a Kasasa Saver account, the qualifying or nonqualifying dividends earned within the Kasasa Cash account do not compound since it, along with any qualifying ATM fee refunds are automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause a negative balance to your Kasasa Cash account if the account balance is less than the transferred amount when the transfer occurs. If your Kasasa Cash Back account is linked to a Kasasa Saver account, and your monthly qualifications are met, the cash back payments and ATM fee refunds earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle. When your linked Kasasa checking account qualifications are not met your Kasasa Saver account will earn a lower nonqualifying APY as disclosed. Limit of one Kasasa Saver account per membership account.
4 Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
5 First free set is limited to one style.
6 An active checking account with at least one transaction per month may provide a rate reduction of .25% on select loan types. Exclusions apply, not all loan types are eligible for the .25% rate reduction, see credit union for details. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.