Get great service & benefits with your Visa card:
- Same low rates for cash advances and balance transfers
- No annual fee, no transaction fee, no inactivity fee, no minimum finance charge
- Low foreign transaction fee when you use your card outside the U.S.
- Reward points on your daily purchases (certain restrictions apply)
- 24-hour account access with online and mobile banking
- Convenient Mobile Pay Services with Apple Pay™, Android Pay™, and Samsung Pay
- Card Controls
- Warranty Manager Service
- Personal Identity Theft Benefit
- Price Protection (Visa Power Card™ only)
- Auto Rental Collision Damage Waiver
- Visa Card Travel and Emergency Assistance Services (Flex HELOC only)
- Travel Accident Insurance (Visa Power Card™ only)
- Visa Global Assistance Services
- Visa Click to Pay
- Visa Purchase Alerts
For more information about credit card benefits, refer to the Visa Card Guides to Benefit below:
New benefit – ID Navigator Powered by NortonLifeLock™
(Available to UECU cardholders with an eligible Visa® Power Card™, Flex HELOC Visa Card, or Home Equity Visa Platinum Card)
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind.
How ID Navigator Powered by NortonLifeLock™ can help:
- Dark Web Monitoring – continuously patrols the dark web and private forums looking for personal information that may belong to you. Should it be found, notifications are sent with suggested steps.
- Data Breach Notifications – sends notifications on large-scale breaches so you can act quickly should a breach affect your personal information.
- Stolen Wallet Assist – A stolen wallet can mean a lost identity. If your wallet is stolen you will receive guidance to help you cancel or replace key documents like your credit cards, driver’s licenses, Social Security cards, insurance cards and more.
- One-Bureau Credit Monitoring Alerts1 – helps you stay on top of your credit to help detect fraud more quickly. Alerts are sent when key changes are made to your credit file with a major credit bureau.
- Credit, Bank & Utility Account Freezes – provides instructions and links so you can quickly freeze credit, bank and utility files with each consumer reporting company to help protect you against criminals opening unauthorized accounts in your name.
- Restoration Assist – U.S.-based Identity Restoration Specialists are available Monday to Friday 9 a.m. – 8 p.m. ET with guidance and with next steps to assist you should you become a victim of identity theft or other suspicious activity. Note: Visa Cardholders will have access to special discounts if they are interested in purchasing a more robust identity theft offering that includes additional Restoration features such as the LifeLock Million Dollar Protection™ Package.
- U.S.-based Member Services & Support is available Monday to Friday 9 a.m. – 9 p.m. ET, and Saturday 10 a.m. – 4 p.m. ET.
To confirm eligibility and enroll in this complimentary credit card benefit,
No one can prevent all identity theft.
1 Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met, you will not receive Credit Features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment.