Membership is open to PA residents through PACC.Join Today!

Freedom Checking – A basic checking account with full-service features and rewards. Get 24/7 account access with digital banking, Nationwide ATM surcharge rebates, and VantagePoints™ rewards.

Key Features and Benefits

Digital Banking

Debit Card with Nationwide ATM Surcharge Rebates

Free Checks

VantagePoints™ Rewards on your debit card purchases1

Account Details

  • Advantages Visa® Debit Card™ perks:
  • Digital banking services, including Mobile and Online Banking, Advantages Bill Pay™, and mobile check deposit
  • Free checks – First set free
  • Direct deposit available
  • Overdraft protection available
  • Maintain a $50 minimum daily balance to avoid the $6 monthly fee (waived if under the age of 21)
  • CueItUp – Road map to financial strength

Ready to Get Started?
Call 800.288.6423 or Open Your Account with Mobile and Online Banking.

Download the UECU Mobile Banking App!



1 Advantages Visa® Debit Card™ holders earn 1 point for every $4 spent on Visa purchases – exclusions may apply. ATM cash transactions or cash advance transactions are not eligible to earn points. Advantages Visa® Debit Card™ holders, who go paperless and opt out of paper statements for their Member Statements, earn 1 point for every $2 spent on Visa purchases. You must be enrolled in Mobile or Online Banking to change your paperless settings and opt out of paper statements. For complete VantagePoints™ rules, click here. 2 When you activate your Advantages Visa Debit Card™ you automatically receive Personal Identity Theft Coverage (at no cost to you), up to $2,500.00, to pay for expenses you may incur as a result of a Covered Stolen Identity Event. Identity Theft Coverage provided by Indemnity Insurance Co. of North America. Certain limits and restrictions apply.