Username:
REGISTER l NEW USERS
Username:
REGISTER l NEW USERS

Rewards Visa® Power Card™

12 Month Introductory Rate 1.99% APR*
Low Regular Rates 8.99% – 17.99% APR* on purchases, balance transfers, and cash advances

TRANSFER YOUR OTHER CARD BALANCES!

NO Balance Transfer Fee!
Plus, earn the same low rates on your transferred balances as on new purchases

NO ANNUAL FEE

No annual fee – plus no cash advance fee, no transaction fee, no balance transfer fee, no inactivity fee, and no minimum finance charge.

EASY REWARDS

Earn 1 UECU VantagePointfor every $1 you spend!
Redeem your points for cash back, gift cards, & loan rate discounts!

EARN EXTRA POINTS

Start off half-way to your first reward! Earn 1,500 when you activate and use your card. Earn Extra Points for the first 30 days after receiving your card (2 Points for every $1 spent)!^
VantagePoints™ add up quickly …
3,000 Points = $25 Gift Card

FREE PERKS

Enjoy free built-in perks like Visa global assistance, fraud protection, personal identity theft coverage, auto rental insurance, travel accident insurance, and much more!
SHARE-SECURED Visa® 5.25% APR†† on purchases, balance transfers, and cash advances

*APR = Annual Percentage Rate. Introductory rate of 1.99% APR applies to any advances added to your UECU Visa® Power Card™ during the first 12 months after its issue. At the time of your card application, your regular interest rate is based on an evaluation of credit-worthiness criteria and is identified in your Visa Power Card™ Credit Agreement and Truth-In-Lending Disclosure. Following 12 complete monthly UECU credit card statement cycles , all balances, existing and new, will change to normal pricing and will accrue interest at the interest rate identified in your credit agreement and disclosure. 1.99% APR Intro Rate offer is for first time cardholders only.

^Activation and first purchase points are earned on new cards only, not reissued or replacement cards. They are only offered for the first 90 days after account opening. For joint cardholder accounts, bonus activation and bonus first transaction points apply only to first card to transact. Points are earned at account level not card level.

† Points earned on Visa purchases. ATM cash transactions or cash advance transactions are not eligible to earn points. Points are earned net of credits. Rate reduction reward can be used on a new loan only. Rate reduction cannot be used on Visa® Power Card™, Home Equity Loans, Mortgages or Lines of Credit. Maximum loan principal limit of $100,000 when redeeming a VantagePoints™ rate reduction.

††Share Secured Power Card rate is based on Wall Street Journal Prime Rate (“index”) plus 0.00% (“margin”) and may vary and adjust accordingly. Share Secured Power Card is 100% share secured. Share Secured rate is quoted as of 9/16/2019.

Credit Card offers are everywhere! Choose and use them wisely.

Let UECU CueItup!

Ready to Get Started?
Call 800.288.6423 or Apply Online.
Apply Now

Share-Secured Visa® Power Card™

UECU’s Share-Secured Visa® Power Card™ preserves your Share Savings Account balance while having funds available when you need them. Enjoy the flexibility of a credit card without the stringent credit guidelines usually necessary to qualify. It’s a WIN–WIN situation!

  • Save money with a LOW variable rate by securing the funds in your Share Savings Account as collateral while continuing to earn dividends on those funds.
  • Improve or rebuild your credit for a future of financial well-being.

Earn REWARDS – for every $1.00 spent you will receive one VantagePoint™.* Use those points for gift certificates, cash back or loan rate discounts.

Click here for Current Rates


Ready to Get Started?
Call 800.288.6423 or Apply Online.

Apply Now Forms and Disclosures

Flex HELOC Visa® Card

Enjoy one of our lowest rate credit cards by making your home’s equity work for you.

  • Save money with no annual fee, no balance transfer fees, and no transaction fees for purchases
  • Relax and enjoy the ease of accessing your line of credit up to 100% of the value of your home

Click here for Current Rates


Ready to Get Started?
Call 800.288.6423 or Apply Online.
Apply Now Forms and Disclosures

* Points earned on Visa purchases. ATM cash transactions or cash advance transactions are not eligible to earn points. Points are earned net of credits. 

Transfer Your High-Rate Credit Card Balances to the Visa Power Card™ and Save

 

 

Promotional Rate

Balance Transfer Fee

New Cardholders

1.99% APR* for the first 12 months

None

Existing Cardholders

 3.99% APR** for 12 months

None

Ready to Get Started?
New cardholders can call 800.288.6423 or Apply Online. Existing cardholders can apply for a credit limit increase or set up a balance transfer by calling 800.288.6423.
Apply Now Forms and Disclosures

*APR = Annual Percentage Rate. Introductory rate of 1.99% APR applies to any advances added to your UECU Visa® Power Card™ during the first 12 months after its issue. At the time of your card application, your regular interest rate is based on an evaluation of credit-worthiness criteria and is identified in your Visa Power Card™ Credit Agreement and Truth-In-Lending Disclosure. Following 12 complete monthly UECU credit card statement cycles , all balances, existing and new, will change to normal pricing and will accrue interest at the interest rate identified in your credit agreement and disclosure. 1.99% APR Intro Rate offer is for first time cardholders only.

**APR = Annual Percentage Rate. Following 12 complete monthly UECU credit card statement cycles, any remaining balance will change to normal pricing and accrue interest at the interest rate identified in your credit card agreement and disclosure

UECU Credit Card Benefits:

  • Same low rates for cash advances and balance transfers
  • No annual fee, no transaction fee, no inactivity fee, no minimum finance charge
  • Low foreign transaction fee when you use your card outside the U.S.
  • Reward points on your daily purchases (certain restrictions apply)
  • 24-hour account access with online and mobile banking
  • Convenient Mobile Pay Services with Apple Pay™, Android Pay™, and Samsung Pay
  • Card Controls
  • Warranty Manager Service
  • Personal Identity Theft Benefit
  • Zero liability for unauthorized purchases
  • Price Protection (Visa Power Card™ only)
  • Auto Rental Collision Damage Waiver
  • Visa Card Travel and Emergency Assistance Services (Flex HELOC only)
  • Travel Accident Insurance (Visa Power Card™ only)
  • Visa Global Assistance Services
  • Visa Checkout
  • Visa Purchase Alerts

For more information about credit card benefits, refer to the Visa Card Guides to Benefit below:

*Identity Theft Coverage provided by Indemnity Insurance Co. of North America. Certain limits andrestirctions apply.

Mailing Address for Visa Payments:
Utilities Employees Credit Union
Attn: Visa Department
P.O. Box 66702
St. Louis, MO 63166-6702

* Please note this address is for Visa payments only.

Federally Insured by NCUA
2019 © Utilities Employees Credit Union. All Rights Reserved.

At Utilities Employees Credit Union we are actively working to increase accessibility and usability of our website for every visitor in accordance with ADA standards and guidelines. If you are using an auxiliary aid or a screen reader and need assistance please visit our accessibility page and use the contact information to be connected to a UECU Representative.
All products and services available on this website are available at Utilities Employees Credit Union at 11 Meridian Boulevard in Wyomissing, Pennsylvania.