UECU has been ranked as one of the top credit unions in PA for 2016 by AdvisoryHQ. The online news media company provides extensive research, reviews, and ranking of firms and products across the US, UK, and Canada. They conduct objective research to identify and rank the best companies, services, and products. AdvisoryHQ ranked UECU in the top 15 Best credit unions because of several key factors, including flexible checking account options, mortgages, and credit card options.
While UECU’s headquarters is located in PA, the benefits of credit union membership extend to members throughout the country. You can easily open a UECU Checking Account, or apply for a loan, mortgage or credit card anytime through Advantages Online™ or the UECU Mobile Banking App. You can also contact a Member Service Representative at 800.288.6423 or via Live Chat at uecu.org.
Don’t forget, the benefits of membership also extend to your family. Whether they live in your household or reside elsewhere, your spouse, children and stepchildren, grandchildren, parents, and siblings are eligible for membership too! Refer your family members now and receive a BONUS! To get started, visit uecu.org/refer.
*Transactions must be signature-based; PIN-based transactions do not earn VantagePoints™. Points are earned net of credits. DOUBLE POINTS for the purpose of this promotion cannot be combined with DOUBLE POINTS earned on the first 30 days after receipt of your new card. Members will earn DOUBLE POINTS 11/24/2016 until 12/31/2016 but this promotion can be terminated at any time. Visit uecu.org for complete VantagePoints™ program details.
† Must sign up to earn DOUBLE POINTS during the promotion period. Members may sign-up beginning 11/1/2016 by logging into their UECU account with Advantages Online™ banking to opt-in to the promotion, by calling UECU’s Member Service Representatives during business hours at 800.288.6423, or by completing a sign up form provided by UECU for this promotion to members via email.
UECU Helps Members Protect Their Online Accounts
Over the past year you may have noticed the news reports about data breaches involving large national retailers, but chances are you probably haven’t read about the smaller, more direct attacks on consumers. With the increased use of the Internet and mobile devices by consumers to access online accounts and to make purchases, fraudsters are enlisting new ways to steal personal information through internet and phone scams. According to Bankrate.com and banking consultancy Novantas LLC in New York, cyber thieves are now targeting consumers rather than banks by looking for security holes in personal computers, because 80 percent of U.S. households bank on the Internet.
Following are several examples of schemes that are commonly employed, as fraudsters are finding more creative ways to get to their potential victims.
Malicious Software: Cyber-thieves attempt to access login credentials for online accounts by installing malware, originated through email attachments or web downloads. There are several simple steps that can help avoid accidently installing malware:
Pop-up Ads: Upon visiting a website, the consumer will receive a pop-up message that his computer was infected by a virus. The individual is instructed to call a phone number to get help to fix the issue, and is asked to provide credit card information so that the representative (at the fake company) can assist him.
“Smishing”: This scheme involves the receipt of a fraudulent text message from someone posing as a bank or credit union representative – they ask the recipient to respond with their account number and PIN. The information may then be used to access accounts.
At UECU, we are constantly monitoring our fraud protection systems and controls to safeguard your personal information and accounts. Security entails teamwork, and there are a number of steps that you can also take to protect your accounts:
For additional information I encourage you to visit our Fraud and Identity Theft Protection Resource Center at uecu.org/protectyourself. If you believe you may have been affected by a scam, you should promptly call our member service representatives, who are equipped to assist you. We are committed to providing you with safe and secure avenues to access your accounts anytime, anywhere, and thank you for choosing UECU as your trusted partner!
President/CEO and UECU Member
Fixed rates as low as 2.74% APR, financing up to 100% LTV, terms up to 20 years
One of the biggest advantages of being a homeowner is having the ability to borrow from the equity in your home to pay for things like home renovations, college expenses, large purchases, debt consolidation, and more. Equity is the difference between the value of your home and the amount you owe on your mortgage. Home Equity Loans can be considered 1st, 2nd, and sometimes even 3rd liens on your home. In most cases you already have a primary mortgage, so a home equity loan usually represents a 2nd lien.
Home Equity Loans typically provide significantly lower interest rates and longer terms compared to many other types of loans, making them one of the most affordable borrowing options for many homeowners because of the interest savings and low payment amounts. UECU’s Fixed Rate Home Equity Loan option provides exceptional savings and benefits compared to those offered by many other financial institutions across the country, including:
Apply now to take advantage of these low rates and extended terms!
Apply online at uecu.org, through the UECU Mobile Banking App, or by contacting a
Financial Service Consultant at 800.288.6423, ext. 4001 or via Live Chat at uecu.org
Join Us for a Complimentary Webinar October 12, 2016 - Taking Advantage of a Home’s Value for a Lifetime
To register, visit uecu.org/financialeducation
*You may be eligible for a no-cost loan; however, some fees may apply including an appraisal fee depending upon individual underwriting circumstances or fees imposed by third parties. If your home is located in SC, an attorney must assist with your real estate closing, and may charge fees. Some states charge additional recording tax after approval for which you are responsible. Consult your tax advisor regarding interest deductibility. **Rate based on 90% loan to value (LTV) & 60-month term. ^Rate based on 90% LTV & 240-month term. Rates shown are our lowest rates which are based on an evaluation of credit and maintaining an active UECU Checking Account with at least one transaction per month. Other rates and terms available; offer valid thru December 31, 2016. APR = Annual Percentage Rate. Home Equity products are not available in all states. Real estate must be first or second lien, 1-4 family owner-occupied residential property. Homeowners insurance is required. Flood insurance required for properties designated in flood zones. Equal Opportunity Lender.