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Have questions? Need help? Call 800-288-6423

Auto Loans As Low As 1.74% APR

Take advantage of discounted rates and save an average of $3,106* off MSRP with UECU's Car Buying Service, powered by TRUECar!

Shop TRUECar. Get Pre-approved with UECU. Receive a rate as low as 1.74% APR, rate includes .25% discount for purchasing with UECU's Car Buying Service.

  • Easy Application Process, 24/7 by Phone or Online
  • Guaranteed Savings Certificate – shop with confidence & go to the dealer prepared to buy
  • Convenient Payments – never write a check again with Direct Deposit, Payroll Deduction or AutoPay!

Get Pre-Approved! Call 800-288-6423 Ext. 4001


 * Between 7/1/16 and 9/30/16, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2016, was $3,106. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price ("MSRP") is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer's trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Neither TrueCar nor Utilities Employees Credit Union brokers, sells or leases motor vehicles.

Guaranteed Savings not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured. Your configured vehicle may not be available or in-stock at the Certified Dealer.

† UECU’s lowest auto loan rate of 1.74% APR is based upon an evaluation of credit-worthiness criteria, maintaining an active UECU checking account (at least one transaction per month), and purchasing a vehicle through a Certified TrueCar Dealer. Rate quoted for a 36-month term; your actual rate may differ. Limited time offer. Offer is subject to change without notice.  Rate quoted is for new loans only; refinancing of existing UECU auto loans are not eligible. Certain auto model year and term restrictions apply.