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Have questions? Need help? Call 800-288-6423

1.50% APY UECU Money Market Savings

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Current rate up to 1.50% APY
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This higher dividend-earning account is an ideal alternative to certificates, allowing you to earn a great rate of return plus your money is available to you at any time.

  • Convenient access to your funds anytime, anywhere day or night through Advantages Online
  • Use your Quick Cash Card at any ATM you want and we won’t charge you, in fact we will rebate up to $8.00 a month when the others do!
  • Convenience of payroll deduction, you won’t miss the money going into your account and you’ll be surprised  when you see how much you have saved

Click here to get started with a Money Market Savings account

Money Market Savings Account Features:
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The more you save, the more you earn with a Money Market Savings account from UECU! Aside from the highly-competitive dividend rates some other great features of this account are:

  • Three dividend tiers designed to maximize your savings:
    • $0.01 - $9,999.99
    • $10,000 - $49,999.99
    • $50,000 and over
  • Insured by the NCUA up to $250,000.
  • Dividends compounded and credited monthly.
  • Dividends calculated by daily balance method which applies a daily periodic rate to the principal balance in account each day
  • Deposits can be made at the Credit Union, at an ATM, by mail, payroll deduction, direct deposit or transfer from another account. Also, deposit checks anytime, anywhere with e-PositTM Mobile and e-PositTM Online, click here for details.
  • First book of 50 checks free
  • Check reorders via member service representatives, mail-in reorder form or Advantages Online
  • FREE Quick Cash Card allows you to withdraw money from ATMs and make PIN-based purchases. We'll never charge you to use an ATM, but if other financial institutions do, we'll rebate you up to $8 per month per member account, for their surcharge fees!
  • Greater availability to funds – easily access your funds through Advantages Online™, via PAL™ or via our member service representatives. This account allows you to keep funds liquid, while still earning a high dividend rate!
  • Check safekeeping with check images available via Advantages Online
  • May be used as Overdraft Protection
  • No more than 6 transfers from the Money Market Savings Account to another account or third parties by pre-authorized, automatic or telephone transfers per statement cycle.
  • $2,500 minimum balance to avoid $10 monthly fee
  • $10 excess transaction fee for each check, draft or debit card payment above the regulatory limit of six.
  • Unlimited deposits.

Need Help?
Call 800-288-6423

View the Truth in Savings Disclosure

*According to on October 31, 2018; average rate used was for Premium Money Market deposits under $10,000. Deposits greater than $10,000 earn 5X the national average, or less.  As of November 1, 2018, Advantages Money Market Savings™ Account holders with balances less than $10,000 earn an Annual Percentage Yield (APY) of 1.00%. No minimum balance required to earn APY. APY is subject to change and may be withdrawn without notice. Minimum daily balance of $2,500 required to avoid $10 monthly fee. Federally insured up to $250,000 by the National Credit Union Administration.    See Deposit Rates page for details.