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UECU.org | Current Deposit Rates

 

Advantages Certificates of Deposit™ and Advantages IRA Certificates of Deposit™

Account Balance from $500 to $9,999.99

Term Dividend
Rate
APY
6 Months 0.50% 0.50%
1 Year 0.65% 0.65%
18 Months 0.75% 0.75%
2 Years 0.95% 0.95%
3 Years 1.19% 1.20%
4 Years 1.39% 1.40%
5 Years 1.98% 2.00%

Account Balance from $10,000 to $74,999.99

Term Dividend
Rate
APY
6 Months 0.60% 0.60%
1 Year 0.85% 0.85%
18 Months 0.95% 0.95%
2 Years 1.09% 1.10%
3 Years 1.39% 1.40%
4 Years 1.83% 1.85%
5 Years 2.08% 2.10%

Account Balance from $75,000 and up

Term Dividend
Rate
APY
6 Months 0.65% 0.65%
1 Year 0.90% 0.90%
18 Months 1.09% 1.10%
2 Years 1.19% 1.20%
3 Years 1.64% 1.65%
4 Years 1.93% 1.95%
5 Years 2.23% 2.25%

Dividend rate and Annual Percentage Yield (APY) are stated as of 5/1/2017. $500 minimum deposit required to open account. You may not make additional deposits after the account is opened. APY assumes principal and dividends remain on deposit until maturity. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Certificate renews automatically. APY is subject to change and may be withdrawn without notice.

Advantages Money Market Savings™

Account Balance Nominal Dividend Rate APY
$0.01 - $9,999.99 0.30% 0.30%
$10,000.00 - $49,999.99 0.55% 0.55%
$50,000.00 and over 1.00% 1.00%

 

Dividend rate and Annual Percentage Yield (APY) are stated as of 5/1/2017 and may change after the account is opened. Rates are subject to change at the Credit Union’s discretion, without notice. A $10.00 service fee will be assessed if your account balance falls below $2,500 on one or more days in a statement cycle. A $10.00 excess transaction fee will be assessed for each check, draft, or debit card payment, above the regulatory limit of six, which posts to your account in a monthly statement cycle. Fees could reduce earnings on the account(s). The dividend rate used, for the entire balance of your account, is the dividend rate of the highest tier that corresponds to the balance.

IRA

Account Type Nominal Dividend Rate APY
Less than $50,000 0.90% 0.90%
$50,000 and over 1.09% 1.10%

 

Dividend rate and Annual Percentage Yield (APY) are stated as of 5/1/2017 and may change after the account is opened. Rates are subject to change at the Credit Union’s discretion, without notice. Fees could reduce earnings on the account(s). The dividend rate used, for the entire balance of your account, is the dividend rate of the highest tier that corresponds to the balance.

Share Savings Account

Account Type Nominal Dividend Rate APY
Standard Share* 0.40% 0.40%
Special Savings 0.40% 0.40%
Health Savings 0.40% 0.40%

 

Dividend rate and Annual Percentage Yield (APY) are stated as of 5/1/2017 and may change after the account is opened. Share Savings Accounts require $5.00 minimum balance to obtain APY. Rates are subject to change at the Credit Union’s discretion, without notice. Fees could reduce earnings on the account(s). APY assumes dividend remains on deposit. Withdrawals of dividend will reduce earnings.

Rewards Checking PLUS

Account Balance Nominal Dividend Rate APY
$0.01 - $9,999.99 0.30% 0.30%
$10,000.00 - $49,999.99 0.55% 0.55%
$50,000.00 and over 1.00% 1.00%

 

Dividend rate and Annual Percentage Yield (APY) are stated as of 5/1/2017 and may change after the account is opened. Rates are subject to change at the Credit Union’s discretion, without notice. $10 monthly service fee will not be charged if a minimum daily balance of $500 is maintained or if a total of $500 in electronic deposits is made to your Rewards Checking PLUS account during the month. Fees could reduce earnings on the account(s). APY assumes dividend remains on deposit. Withdrawals of dividend will reduce earnings. $25.00 deposit required to open account.