Click here to become a member of UECU

Have questions? Need help? Call 800-288-6423

ClearChoice FCU Member Information is Available Here >>
 

Message from the President

Dear Member,

Now that spring has arrived and the weather has finally begun to warm up – it’s the perfect time of the year to set some new fitness goals for yourself. If you are like me, you may be planning on walking or running more, or just getting outdoors to take advantage of the fresh air. While these things are essential to your physical health, it’s also important to take additional steps to strengthen your financial fitness.

For 2018, I challenge you to set two new savings goals. Think about what you want to achieve this year – establishing an emergency fund, saving for your dream vacation, cutting down on expenses, etc. Once you have this goal in place, take a step back and look at your overall financial picture. Think about what you want to accomplish over the next 5 to 10 years, possibly paying off your mortgage, increasing your retirement savings, or paying for your child’s college education. Now, write down your goals. From time to time look at them again and assess the progress that you’ve made. If you happen to veer off course for a little while, this can help you get back on track again. 

Making life changes and working towards reaching your financial goals isn’t always easy and can sometimes feel impossible, but please know that we are here to help. As your trusted financial partner, we are committed to helping you get to where you want to be. We continuously review our products, services, and rates to ensure that we are providing our members with the very best financial solutions. Our competitive savings rates can help you build your nest egg quickly – UECU members now earn savings rates higher than the national average – 6 times more on basic savings accounts and 10 times more on interest checking accounts (according to www.rate-watch.com on 3/13/2018).     

At UECU, we offer an array of savings options because everyone’s financial situation is different. Our Advantages Money Market Savings™ Accounts and Rewards Checking PLUS Accounts allow you to earn a high rate of interest while providing easy access to your funds. With an Advantages Certificate of Deposit™, you have the freedom to pick the term and the amount you want to invest. We even added a special savings calculator on our website so you can see how much interest you could potentially earn with our new, higher CD rates. If you are interested in maximizing your retirement savings, we also offer Traditional and Roth IRAs, as well as IRA Certificates of Deposit. Additionally, you have access to financial planning services with Utilities Employees Investment Services (UEIS)** and Cetera Investment Services LLC. The UEIS advisors are available for one-on-one complimentary consultations, in-person, by phone, or video conference. They can help you develop, implement, and monitor an investment strategy that is customized for your individual retirement goals.

Now it’s time to get started – set your savings goals, make a plan, and save! If you’re still not sure how to begin or which savings alternative may be right for you, contact our Member Service Team, they are available by phone or Live Chat. If your goals for 2018 include paying down high-interest debt, reach out to a UECU Financial Services Consultant – they can help you determine the ideal debt consolidation option.  No matter what your goals may be, or what challenges you experience, we’re here for you every step of the way!

Bret Krevolin
President/CEO

**Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Advisory services are only offered by Investment Adviser Representatives. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. Located at 11 Meridian Blvd., Wyomissing PA 19610  (800)-288-6423