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1.99% APR 12 mo. intro rate UECU Visa®

UECU's Visa Power Card - Intro Rate of 1.99% APR for 12 months

Apply for a UECU Visa
Call 800-288-6423

Already have UECU's Visa Power Card™?
Take advantage of our balance transfer offer.




8.99% - 17.99% APR* on purchases, balance transfers, and cash advances



NO Balance Transfer Fee!
Plus, earn the same low rates on your transferred balances as on new purchases




No annual fee – plus no cash advance fee, no transaction fee, no balance transfer fee, no inactivity fee, and no minimum finance charge.



Earn 1 UECU VantagePointfor every $1 you spend!
Redeem your points for cash back, gift certificates, & loan rate discounts!




Start off half-way to your first reward! Earn 1,500 when you activate and use your card – and earn DOUBLE Points for the first 30 days after receiving your card!^
VantagePoints™ add up quickly ...
3,000 Points = $25 Gift Certificate




Enjoy free built-in perks like Visa global assistance, fraud protection, personal identity theft coverage, auto rental insurance, travel accident insurance, and much more!




5.00% APR on purchases, balance transfers, and cash advances

Need Help? Call 800-288-6423 Ext. 4001

Review additional UECU Visa® Power Card™ benefits

*APR = Annual Percentage Rate. Introductory rate of 1.99% APR applies to any advances added to your UECU Visa® Power Card™ during the first 12 months after its issue. At the time of your card application, your regular interest rate is based on an evaluation of credit-worthiness criteria and is identified in your Visa Power Card™ Credit Agreement and Truth-In-Lending Disclosure. Following 12 complete monthly UECU credit card statement cycles , all balances, existing and new, will change to normal pricing and will accrue interest at the interest rate identified in your credit agreement and disclosure. 1.99% APR Intro Rate offer is for first time cardholders only.
^Activation, first purchase, and double VantagePoints™ are earned on new cards only, no reissued or replacement cards. Activation and first purchase points are only offered for the first 90 days after receipt of a new card. Double points are earned on the first 30 days after receipt.
†Transactions must be signature-based; PIN based transactions do not earn VantagePoints™. Points are earned net of credits. Rate reduction reward can be used on a new loan only. Rate reduction cannot be used on Visa® Power Card™, Home Equity Loans, Mortgages or Lines of Credit. Maximum loan principal limit of $100,000 when redeeming a VantagePoints™ rate reduction.